How Do I Get Pre-Approved For A Swimming Pool Loan?

This is a question I get almost all the time. So I contacted a professional at Amistad bank, and this is what she had to say:

  • The steps consists of an initial interview with a Mortgage Loan Officer (via phone or in-person).
  • Important information you will need to provide: Social security number, date of birth, employment history for 2 years, current income and the estimated value of your home.
  • We will obtain a credit report to determine if you meet the credit criteria.
  • We’ll calculate the amount you qualify for based on the income amount you provided and your total debts.

describe the imageThe Pre-qualifying process is fast, there is no obligation and no cost.  We’ll give you estimates on monthly payments and interest rates to help you determine if the new pool is within your budget.